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BUYERS: After the
Contract is Signed, The Next Steps
You’ve signed the contract and are
looking forward to moving into your new home, but there are a few steps that
cannot be overlooked. By following these
easy steps, you will ensure yourself a smooth move into your new home.
First, get the home inspected. Arrange a time to return to the property for
the inspection, typically a few days after the contract has been signed. A professionally licensed inspector will
accompany you through the home and point out repairs or discrepancies if they
exist. The seller will then be notified
of these problems and will usually agree to take on the repairs.
Set up an appointment with your mortgage consultant and be
prepared with the following financial statements: W-2 forms or signed tax forms for the past two
years, copies of your most recent bank statements (current and consecutive for
at least two months), copies of your most current pay stubs or proof of income
if self-employed. Be prepared to pay an
appraisal fee at this time if you have not already done so.
Work with your real estate agent to choose
a title or settlement company for you and provide them with the necessary
paperwork. The settlement company has
the responsibility of making your transaction legal. They will do the title work, examine the
survey, prepare mortgage documents and all the necessary closing
paperwork. After the settlement, they
will prepare packages for your mortgage lenders, accounting and title
insurance, life documents with the county, and release escrow.
You will need to provide proof of homeowner’s
insurance at this time. You have the
right to choose your own insurance company.
If you have not selected one, work with your real estate agent for a
referral to a reputable company.
Obtain certified funds for the settlement. The title company will be able to tell you a
few days in advance the exact fees that will be due.
Conduct a final walk through of the home. Be sure to note any discrepancies from the
home inspection that has already been completed. By taking the time to go
through this process in a detailed and timely manner, your transition into your
new home will be easy and stress-free! Now is also the time to transfer all the
utilities into your name.
Choose your agent wisely. Working with a full-time real estate agent is
a must. Ask questions of your agent.
Find out how knowledgeable he or she is about houses currently for sale
in your price range and also of houses that have recently sold. Can your agent recommend a good lender that
has the reputation of excellent customer service and low rates? Does your agent ask questions of you to have
a full understanding of what you are looking for to help you get the most home
for the money?
Thank you for requesting a copy of this “FREE REPORT”
For prompt, courteous, professional service, call Jan
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Have questions, need advice you can count on or just
want to discuss this further?
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me now! I’m here to help!
P.S. I appreciate
your business, your loyalty, trust and your referrals. It is my goal to provide
the very best counsel, advice and service possible for your real estate needs.
If I may ever be of assistance to you, a relative, friend or co-worker please
don’t hesitate to call me. I look forward to the opportunity to serve you.™